DhanONE — AMFI Registered Mutual Fund Distributor in India | Mutual Funds, PMS, AIF, GIFT City, Insurance | Serving Residents & NRIs Worldwide | ARN-225017
Investing That Starts With You
We really mean this.
Imagine going out to bat without knowing the target score or match situation. You wouldn't know whether to defend, rotate strike, or go for big shots. That's exactly how most people approach investing without clarity on their goals or strategy.
At DhanONE, we believe investing should start with you — your goals, your priorities, and your comfort with risk.
Because the right financial plan doesn't begin with products — it begins with understanding who you are.
To play your financial innings right, DhanONE team follows these 3 steps
What We Offer
Everything an investor needs.
All in One Platform
From everyday investing to sophisticated strategies — we bring it all together, just for you.
Mutual Funds
Simple, diversified investing for long-term growth
Tap to explore ↗Mutual Funds
- Equity, debt & hybrid options
- Specialized Investment Funds for HNIs
- Professionally managed portfolios
Insurance
Protection for you and your family
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- Life & health coverage
- Financial security for dependents
- Protect your family's future
PMS / AIF
Advanced strategies for differentiated returns
Tap to explore ↗PMS / AIF
- High-conviction portfolios
- Customised portfolio strategies
- Built for sophisticated investors
GIFT City Products
One gateway to India and global markets
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- Access global opportunities
- Seamless NRI access to India
- Tax-efficient structures
Stock Broking
Direct access to equity markets
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- Direct equity & F&O trading
- Research-backed recommendations
- Seamless execution & tracking
FDs / Bonds
Stability with predictable returns
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- Fixed and steady income
- Low-risk investment options
- Portfolio stability & balance
Client Stories
What Our Clients Say
With the rising cost of education, I wanted to build a dedicated corpus for my child's higher studies. I was guided on the actual amount required considering education inflation and helped set up a structured SIP. Today, it gives me great peace of mind knowing that my child's education is financially secure.
Investment processes for US based NRIs can be quite complex and paperwork-heavy. The team made the entire journey smooth and hassle-free. When I moved back to India, they also helped me navigate the process of converting my NRE status to Resident.
After graduating, I decided to revamp my existing corpus and get a strong head start on financial, insurance, and tax planning. The team played an incredible role — offering clarity, structure, and thoughtful guidance at every step. With their support, I've also built a structured FIRE plan that gives me a clear path toward early financial independence.
When I was asked about the purpose of my investments, it made me reflect on my real financial goals. I realised that securing my daughter's higher education should be my top priority. The team guided me on investing in her own name and helped build a diversified portfolio tailored to that goal.
As a senior citizen, most of my investments were in fixed deposits and the Senior Citizen Savings Scheme. I was looking for relatively low-risk options that could also improve my overall returns. The team introduced me to hybrid funds and explained their tax advantages over traditional deposits. At this stage of life, trust matters the most, and I feel comfortable knowing my investments are in the right hands.
Our Story
Some journeys don't start
with a plan. They start with
a feeling.
Mine started with a television set in our living room, and my father, who always had the markets on. I didn't understand it then. But something about the way he watched it, tracked it, respected it. That stayed with me.
Most wealth managers understand money, but very few understand the person behind it. An MBA in Finance gave me the rigour to analyse numbers with precision, while a decade in marketing taught me to read people, emotions, and the real motivations behind every financial decision. At DhanONE, both come together, because the best financial plan isn't just the smartest one on paper, it's the one you truly believe in, stay committed to, and trust through every market cycle.
I'm Bhumita Parekh, and this is DhanONE.
For three years, I did this alongside a full-time career, helping close friends and family invest with intention, not impulse. No random products. No pressure. Just honest conversations about what they wanted their money to do for them. About a child's education. A daughter's wedding. A retirement that doesn't feel like a compromise. A trip that keeps getting postponed.
In 2026, I took a leap of faith and made DhanONE my full-time commitment. The name felt right: one destination, one focus, one promise. All your Dhan, in one place.
The Man Behind the Method
While I watched the markets through my father's eyes,
Parth Parekh lived them.
Parth Parekh has always been a reader, of books, of balance sheets, of businesses. Peter Lynch shaped how he thought about markets. Compounding shaped how he thought about everything else. Finance, for him, was never just a career. It was always a calling.
He began his career as an Equity Research Analyst in Mumbai, India's financial nerve centre, spending five formative years learning how markets truly behave: not in theory, but in the chaos of real capital and real consequences.
Returning to Ahmedabad, he joined Prudent Corporate Advisory Services, where he went on to head their Fundamental Research division. He was part of the core team that helped take Prudent through its IPO, a milestone that few professionals in their career ever get to witness from the inside. Today, he leads their Investor Relations, eight years and counting.
Each crisis taught him something. Each downcycle sharpened something. And over the years, he passed all of it to me: what patience actually looks like under pressure, why asset allocation is the only honest answer to an uncertain world, and how the best investors don't just build wealth. They protect it.
If you're looking for someone to holistically plan for you, not just sell you a product, DhanONE is where you belong. That philosophy, of patience, protection, and purpose, is what DhanONE is built on.
We work across Mutual Funds, PMS, Fixed Deposits, Bonds and more, but we only ever recommend what genuinely fits your life, your timeline, and your goals.
Begin Your Journey
Thank you for being here.
We hope DhanONE becomes a trusted part of your family's story.
Wealth management, when done with care and clarity, can genuinely change how families live and plan.
Products
Your money should grow.
Not just sit.
A mutual fund is one of the simplest ways to invest — professionally managed, diversified, and designed to help your wealth grow over time. At DhanONE, we make it even simpler. We help you invest with clarity, purpose, and structure.
The Real Risk
The biggest risk isn't market volatility.
It's inflation.
Money lying idle slowly loses value. If your money isn't growing faster than inflation, it's quietly shrinking.
The Solution
Mutual funds help your money stay ahead.
Over the long term, equity mutual funds have delivered around ~12% CAGR, helping investors build real wealth and beat inflation.
Why Mutual Funds
Why not just invest in stocks directly?
Because consistency beats complexity.
- Professional fund management by expert teams
- Diversification across sectors and companies
- Lower risk than single stock exposure
- A structured approach to wealth creation
You don't need to track markets every day. Your investments work quietly in the background.
Tax Efficiency
Grow your wealth.
Manage your taxes.
Because what you keep matters as much as what you earn.
Family Portfolio Tracking
One view. Your entire family's
mutual fund portfolio.
Most investors have mutual funds spread across multiple platforms, advisors, and accounts — making it difficult to get a clear picture. At DhanONE, we bring everything together.
Because wealth should be managed as one, not in pieces.
How to Invest
Wealth is not built in one go.
It's built over time.
The smartest way to invest in mutual funds is through a Systematic Investment Plan (SIP).
SIP Illustration
A monthly SIP of ₹11,000 over 20 years at a 12% CAGR builds a serious wealth of Rs 1 crore through the power of compounding.
The DhanONE Difference
We don't start with funds.
We start with you.
Because investing is not about picking products — it's about building a plan that works for your life.
Get Started
Start investing with clarity.
Start investing with purpose.
Start with DhanONE.
Products
Where capital meets conviction.
Built for investors who demand more than market returns — PMS and AIF strategies offer personalised, high-conviction portfolios managed by seasoned professionals.
Understanding Your Options
Two powerful vehicles.
One goal — your wealth.
PMS and AIF are built for investors who want more control, more customisation, and access to strategies that go beyond standard mutual funds.
PMS
A professional investment service where a SEBI-registered portfolio manager manages your equity portfolio on your behalf — with direct stock ownership and a strategy built around your objectives.
AIF
SEBI-registered privately pooled investment vehicles that invest beyond traditional equities — including private equity, hedge funds, venture capital, and structured credit strategies.
Who Is It For
Built for investors who
think beyond the ordinary.
PMS and AIF are designed for High Net Worth Individuals who want differentiated returns, personalised strategies, and access to opportunities unavailable in traditional products.
How It Compares
PMS vs Mutual Funds —
what's the difference?
Both are professionally managed — but PMS offers a higher degree of personalisation and transparency.
| Feature | PMS | Mutual Funds |
|---|---|---|
| Minimum Investment | ₹50 Lakhs | ₹500 (SIP) |
| Portfolio Ownership | Direct stock ownership | Units of a pooled fund |
| Customisation | Fully personalised | Standardised |
| Transparency | Stock-level visibility | Monthly portfolio disclosure |
| Strategy | High-conviction, concentrated | Diversified, rule-based |
| Fees | Can be structured as a fixed fee, a performance-linked fee, or a combination of both | No profit-sharing; only fund expenses apply |
| Best For | HNI / sophisticated investors | All investor types |
Taxation
Understanding tax implications —
PMS vs Mutual Funds
Tax treatment differs significantly between PMS and Mutual Funds. Knowing this upfront helps you plan better.
PMS Taxation
Portfolio Management Service
Mutual Fund Taxation
Mutual Funds
The DhanONE Difference
We don't just select funds.
We select the right manager for you.
With hundreds of PMS and AIF managers in the market, choosing the right one requires deep research, independent analysis, and goal alignment — that's exactly what we do.
Our Empanelled Partners
55+ SEBI-registered PMS & AIF
managers at your fingertips.
We are empanelled with some of India's most recognized and trusted portfolio managers — spanning diverse strategies and asset classes. Below is a representative selection. This is not an exhaustive list — we work with many more managers to find the right fit for you.
This is a representative list and not exhaustive. We are empanelled with 55+ SEBI-registered PMS providers and leading AIF managers across diverse investment strategies and asset classes.
Get Started
Invest with conviction.
Access strategies built for serious wealth creation.
Start with DhanONE.
Products
Where stability meets
smart returns.
Fixed Deposits and Bonds bring predictability, safety, and consistent income to your portfolio — the quiet engines of long-term wealth that work while you sleep.
The Case for Stability
Equity grows your wealth.
Bonds and FDs protect it.
Every well-built portfolio needs a stable core — investments that deliver predictable income, preserve your capital, and reduce overall risk when markets get volatile.
Fixed Deposits
Safe. Predictable.
Always working for you.
Fixed Deposits offer regular returns over a fixed timeframe — ideal for conservative investors seeking predictable income with minimal risk and capital preservation.
Our FD Partners
Carefully selected.
Thoroughly vetted.
We partner only with top-rated, credible institutions — so your fixed deposits are always in safe, trusted hands.
Bank Fixed Deposits
Corporate Fixed Deposits
Bonds
Fixed-income investing,
with purpose and precision.
Bonds are fixed-income instruments paying regular interest (coupon) and returning your principal at maturity. We facilitate primary & secondary bond issuances — giving you access to a wide range of opportunities.
Bond Selection Based on Your Risk Profile
Key Benefits
Why FDs & Bonds belong
in every portfolio.
Get Started
Earn steady. Sleep soundly.
Invest with DhanONE.
Start with Fixed Deposits & Bonds today.
Let your money work quietly — every single day.
Invest & Trade with
Confidence.
Direct access to equity markets — backed by expert research, powerful digital tools, and a seamless investing experience built for every kind of investor.
Why Stock Broking
A seamless investing experience.
Built end to end.
Through our integrated platform, we give you access to a comprehensive, research-driven experience — so your investing is always informed and empowered.
Expert Research
Smart strategies
for every investor.
Our in-house research team provides structured stock recommendations across three distinct strategies — suited to your horizon and risk appetite.
A long-term portfolio of fundamentally strong, reasonably valued companies with high earnings growth potential — for investors who believe in patience and compounding.
A Techno-Funda strategy combining solid fundamentals with bullish technicals — for investors seeking superior medium-term performance with a structured framework.
A short-term technical strategy focusing on breakout stocks showing strong momentum — for active investors who want precise, timely opportunities in the market.
Digital Solutions
Powerful tools to
enhance your journey.
The platform is your integrated ecosystem for intelligent stock investing — with every tool you need, right at your fingertips.
SmallCase
Theme-based investing.
Professionally built.
A SmallCase is a professionally curated stock basket built around a theme — offering diversification, lower risk, and complete investor ownership.
Get Started
Invest smarter.
Start with DhanONE.
Open your Demat & Trading Account today.
Research-backed. Seamlessly executed. Built for you.
India's Growth.
Your Currency. Zero Indian Tax.
GIFT City opens a world-class investment gateway for NRIs and global Indians — letting you invest in Indian and global markets in USD, with full repatriability and no Indian capital gains tax.
What is GIFT City
India's first
International Financial Hub.
Gujarat International Finance Tec-City (GIFT City) is India's first and only International Financial Services Centre (IFSC) — a world-class financial zone designed to compete with Singapore and Dubai.
Funds and entities operating here are regulated by the International Financial Services Centres Authority (IFSCA) — not SEBI — giving them a distinct, globally-aligned regulatory framework.
For NRIs, this means access to Indian market growth in USD denomination, with tax structures that are among the most investor-friendly in the world.
Why GIFT City
Why NRIs are choosing
GIFT City investments.
Traditional Indian mutual funds come with rupee conversion hassles, TDS deductions, and complex repatriation. GIFT City was built to solve every one of those problems.
The Difference
GIFT City Funds vs
Regular Indian Mutual Funds.
For NRIs, the differences are significant — not just in structure, but in what you actually take home.
Eligibility
Who can invest in
GIFT City Mutual Funds?
GIFT City mutual funds are designed for non-resident investors — with eligibility that is far broader than traditional Indian mutual funds.
How to Get Started
Four simple steps to
your first GIFT City investment.
The process is fully digital and straightforward. Here is what to expect from start to first investment.
Get Started
India's growth.
Your terms. Your currency.
Start investing in GIFT City with as little as USD 500.
Zero Indian tax. Fully repatriable. Built for global Indians.
Because a medical emergency
shouldn't become a financial one.
Health insurance is the one financial product that protects everything else you've built. One hospitalisation without cover can wipe out years of savings in a matter of days.
Understanding Health Insurance
What exactly is
health insurance?
Health insurance is a formal agreement between you and an insurance company, where the insurer agrees to pay or reimburse your eligible medical expenses in exchange for a premium you pay periodically.
When you take a policy, you choose a sum insured — the maximum amount the insurer will cover in a given year. If you're hospitalised, eligible expenses are settled up to this limit, based on the policy terms.
Think of it as a financial shield. It doesn't prevent you from falling sick but it makes sure that when you do, your savings stay intact and your family can focus on recovery rather than bills.
Buying health insurance early, while you are young and healthy, means lower premiums, more plan choices, and waiting periods completing before you actually need to make a claim.
How It Works — Step by Step
The Problem
No health cover?
Your savings pay the price.
Without a medical policy, every hospitalisation is paid from your own pocket. Medical costs in India are rising faster than ever and a single unexpected illness can quietly consume the savings you've spent years building.
Coverage
What does health insurance
actually cover?
Right Coverage
How much cover
is actually enough?
Given rising hospitalisation costs, lifestyle illnesses, and medical inflation, having an adequate sum insured isn't optional — it's the whole point of having insurance.
Higher coverage provides meaningful protection against long hospital stays and major treatments like cardiac care, cancer, or critical surgeries where bills routinely cross ₹10–15 lakh. Choose a sum insured that won't run out precisely when you need it most.
Plan Types
Not all health plans
work the same way.
Policy Checklist
Before you sign — check
these features carefully.
Two policies with the same premium can behave very differently at claim time. These are the features that separate a good policy from a frustrating one.
Get Protected
The right cover, chosen right.
Health insurance is one decision worth getting right the first time.
Let the DhanONE team help you find a plan that fits your life — not just your budget.
Your family's security
shouldn't depend on your presence.
Term insurance is the simplest, most affordable way to make sure the people who depend on you are financially protected — no matter what life brings.
The Basics
What exactly is
term insurance?
Term insurance is the purest form of life insurance. You pay a fixed premium for a defined period, and if you pass away during that time, your nominee receives a lump sum payout. There is no investment component, no maturity benefit, and no savings angle.
That simplicity is its strength. Because the policy is built entirely around protection, it offers extraordinarily high coverage at a fraction of what traditional life insurance products cost.
Think of it as income insurance for your family. It doesn't build wealth — it protects the wealth, lifestyle, and financial plans your family has come to depend on.
Buying early matters enormously. Premiums are locked in at the age of purchase, and a clean health profile at a younger age means smoother underwriting, fewer exclusions, and long waiting periods completing while you are still healthy.
How Term Insurance Works
Why Term Insurance
Six reasons term insurance
belongs in every financial plan.
Most people spend years carefully building a financial future for their family. Term insurance is what protects that future when you're no longer around to do it yourself.
Plan Types
Not all term plans
work the same way.
Term insurance comes in several variants — each suited to a different financial situation or life stage. Understanding the differences helps you choose the structure that actually fits your needs.
Add-On Riders
Enhance your cover
with the right riders.
Riders are optional add-ons that extend your base term policy for an additional premium. Choose only the ones that genuinely add value to your specific situation.
Coverage Scope
What term insurance
covers and what it doesn't.
Understanding inclusions and exclusions upfront avoids surprises at claim time. Coverage can vary by insurer, so always read the policy document carefully.
Full and accurate disclosure at the time of purchase is critical. After three continuous years, insurers generally cannot reject claims except in cases of proven fraud — making transparency during onboarding the single most important step in securing a clean claim experience.
How Much Cover Do You Need?
There is no single right answer.
But there is a right method.
The right sum assured depends on your income, monthly expenses, outstanding loans, number of dependents, and long-term goals. Here are the key factors that shape your ideal coverage.
If you already have an existing life insurance cover, you can subtract that amount from your total required coverage. The goal is adequate protection — not over-insuring and paying unnecessarily high premiums.
Tax Benefits
Protection that also
reduces your tax burden.
Term insurance offers meaningful tax advantages — both on the premium you pay and on the payout your family receives.
Get Covered Today
The best time to buy
was yesterday. The next best is now.
Every year you delay, premiums go up and health risks increase.
Let DhanONE help you find the right term plan for your life.
Financial Independence, Retire Early
When can you stop
working — by choice?
Enter your details — your age, monthly savings, expenses and expected returns — and discover your personalised FIRE number: the corpus you need to live entirely off your investments, on your own terms.
Your Details
* This calculator provides estimates based on the inputs provided. Actual returns may vary. All figures are indicative. This is not investment advice. Please consult a qualified financial advisor before making investment decisions. DhanONE (ARN-225017) is an AMFI Registered Mutual Fund Distributor.
Got Questions?
Frequently Asked Questions
Everything you want to know about investing with DhanONE — for residents across India and NRIs worldwide.
DhanONE (ARN-225017) is an AMFI-registered Mutual Fund Distributor. We are a one-stop wealth management destination offering Mutual Funds, Portfolio Management Services (PMS), Alternative Investment Funds (AIF), GIFT City products, Fixed Deposits, Bonds, Health Insurance, and Term Insurance. We serve individual investors, HNIs, families, and NRIs across India and worldwide — through a personalised, goal-first approach.
Yes. DhanONE is an AMFI-registered Mutual Fund Distributor with ARN-225017. This is mandatory for all legitimate mutual fund distributors in India and ensures we operate under SEBI and AMFI regulatory guidelines. You can verify our ARN on the official AMFI website at amfiindia.com.
The process is simple and entirely digital. Step 1: Reach out via our website, WhatsApp, or email. Step 2: We have a no-obligation conversation to understand your goals, income, and risk appetite. Step 3: We build a personalised investment plan. Step 4: We guide you through KYC completion. Step 5: You begin investing.
DhanONE operates as an AMFI-registered Mutual Fund Distributor, not a SEBI-registered Investment Adviser. We earn a distributor commission paid by the fund house.
Direct platforms are good for self-directed investors. DhanONE is for those who want a thinking partner. We offer goal-based planning, risk profiling, portfolio review, rebalancing guidance, and support during volatile markets. For complex needs — PMS, AIF, GIFT City, NRI compliance, insurance planning — personalised guidance adds significant value that DIY platforms simply cannot provide. Our Goal → Process → Product framework means every recommendation is built around you.
DhanONE is a fully digital wealth management practice — which means we work with clients wherever they are. Whether you are based in India or living abroad as an NRI, our onboarding, planning, and ongoing communication happen entirely online. Geography is never a constraint.
We offer access to the full spectrum: Equity Funds (large cap, mid cap, small cap, flexi cap, sectoral/thematic), Debt Funds (liquid, short duration, gilt, credit risk), Hybrid Funds (balanced advantage, aggressive hybrid, dynamic asset allocation), and Specialised Investment Funds for HNIs. We recommend across all leading AMCs — HDFC, SBI, ICICI Prudential, Mirae, Parag Parikh, Axis, Kotak, and more.
Yes, mutual fund gains are taxable. For equity funds: Short-term capital gains (held under 1 year) are taxed at 20%; long-term gains above ₹1.25 lakh/year are taxed at 12.5%. For debt funds: Gains are added to income and taxed at your slab rate. ELSS funds offer Section 80C deduction up to ₹1.5 lakh/year. DhanONE helps you invest in a tax-efficient manner.
FIRE — Financial Independence, Retire Early — is a movement focused on saving and investing aggressively to retire well before 60. DhanONE's free FIRE Calculator estimates your retirement corpus target based on your current age, monthly expenses, savings rate, expected returns, and inflation. It shows how many years you need to invest and what gap exists between your target and projected corpus — so you can plan a roadmap with DhanONE.
Direct plans have a lower expense ratio because there is no distributor commission — you invest directly with the fund house, without any advice. Regular plans include a distributor commission and are what DhanONE uses — in exchange for personalised advice, goal planning, ongoing portfolio reviews, and hand-holding.
As per SEBI regulations, the minimum investment for PMS (Portfolio Management Services) in India is ₹50 lakh (₹50,00,000). PMS offers a customised, actively managed portfolio of stocks held directly in your name — unlike mutual funds. DhanONE partners with leading SEBI-registered PMS providers to match you with the right strategy.
As per SEBI regulations, the minimum investment in an AIF (Alternative Investment Fund) in India is ₹1 crore (₹1,00,00,000). AIFs invest in alternative asset classes — private equity, venture capital, real estate funds, hedge funds, and structured credit — designed for HNIs and sophisticated investors seeking differentiated returns. DhanONE helps you evaluate Category I, II, and III AIFs.
Mutual Funds pool money from thousands of investors into a diversified portfolio. SIPs start from ₹500 and are suitable for all investor types. PMS offers a bespoke portfolio directly in your name — no pooling, direct stock ownership, higher customisation, and high-conviction concentrated strategies. Minimum ₹50 lakh. Suitable for HNIs wanting more control, transparency, and personalisation than a mutual fund can offer.
Financial planners recommend a minimum of ₹10–15 lakh for individuals and ₹20–50 lakh for families, depending on your city, age, and medical history. In metro cities, major surgery can cost ₹5–15 lakh. DhanONE recommends combining a base cover with a super top-up plan for cost-effective, comprehensive protection — and we compare policies from leading insurers to find the best fit for your budget.
A common rule of thumb is 10–15 times your annual income. For example, if your annual income is ₹10 lakh, you should have ₹1–1.5 crore in term cover. The right amount also depends on your liabilities (home loan, etc.), number of dependents, and your family's lifestyle. DhanONE does a personalised Human Life Value (HLV) assessment to help you determine the exact cover required.
Yes. NRIs can purchase term life insurance in India — often at significantly lower premiums than equivalent cover in the USA, UK, or UAE. Health insurance in India for NRIs typically covers hospitalisation in India, making it useful for NRIs who visit India regularly or plan to return. DhanONE helps NRI clients find the right insurance products for their specific needs and country of residence.
Still Have Questions?
Let's talk — no pressure, just a conversation.
Reach out on WhatsApp or fill the form and we'll respond within one business day.