What is FIRE and how does the FIRE Calculator work?

FIRE stands for Financial Independence, Retire Early. DhanONE's free FIRE Calculator estimates the corpus you need based on your age, monthly expenses, savings rate, current investments, expected returns, inflation and life expectancy — and shows the gap between your target and projected corpus.

What is the 4% rule in FIRE planning?

The 4% rule estimates your FIRE corpus as 25 times your annual expenses at retirement — i.e., a withdrawal rate of 4% per year. It's a starting point, not a guarantee; inflation, returns and your actual retirement length all matter, which is why the calculator lets you adjust each input.

Financial Independence, Retire Early

When can you stop
working — by choice?

Enter your details — your age, monthly savings, expenses and expected returns — and discover your personalised FIRE number: the corpus you need to live entirely off your investments, on your own terms.

Your Details

Current Age

30 years

Target Retirement Age

50 years

Monthly Expenses Today (₹)

₹80,000

Expected Monthly Savings (₹)

₹40,000

Current Investments / Corpus (₹)

₹10,00,000

Expected Investment Return (%)

12% p.a.

Inflation Rate (%)

6% p.a.

Life Expectancy

85 years

Your FIRE number is ready

Unlock your personalised results — your FIRE corpus, projected wealth and the gap you need to close.

Takes 10 seconds · No spam, ever · DhanONE ARN-225017

FIRE Corpus Needed

₹ —

Total wealth required at retirement to sustain your lifestyle

Years to Retirement

—

Years of focused saving & investing needed

Projected Corpus at Retirement

₹ —

Based on your savings rate and expected returns

Gap / Surplus

₹ —

Difference between target and projected corpus

Monthly Expenses at Retirement

₹ —

Your today's expenses adjusted for inflation

* This calculator provides estimates based on the inputs provided. Actual returns may vary. All figures are indicative. This is not investment advice. Please consult a qualified financial advisor before making investment decisions. DhanONE (ARN-225017) is an AMFI Registered Mutual Fund Distributor.

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When can you stopworking — by choice?

Your Details

Your FIRE number is ready

Unlock your results

When can you stop
working — by choice?