Fixed Deposits & Bonds · Stability That Works For You
Products
Where stability meets smart returns.
Fixed Deposits and Bonds bring predictability, safety, and consistent income to your portfolio — the quiet engines of long-term wealth that work while you sleep.
The Case for Stability
Equity grows your wealth. Bonds and FDs protect it.
Every well-built portfolio needs a stable core — investments that deliver predictable income, preserve your capital, and reduce overall risk when markets get volatile.
7-9%
Average returns from top-rated FD partners
10-12%
Potential yields from curated bond portfolios
₹5 Lakh
DICGC insurance cover on all Bank FDs
Fixed Deposits
Safe. Predictable. Always working for you.
Fixed Deposits offer regular returns over a fixed timeframe — ideal for conservative investors seeking predictable income with minimal risk and capital preservation.
Regular Returns
Fixed interest rates ensure predictable, steady income throughout the tenure
Flexible Tenure
Choose investment periods from 12 to 60 months to match your financial goals
DICGC Insured
Bank FDs insured up to ₹5 lakh by DICGC (RBI subsidiary) — your capital is protected
Multiple Payout Options
Monthly, quarterly, yearly, or cumulative — choose what suits your cash flow needs
Senior Citizen Benefits
Higher interest rates for investors aged 60+ — rewarding years of disciplined saving
Banks & NBFCs
Diversified FD options across regulated banks and top-rated NBFCs for better yields
Our FD Partners
Carefully selected. Thoroughly vetted.
We partner only with top-rated, credible institutions — so your fixed deposits are always in safe, trusted hands.
Bank Fixed Deposits
IndusInd Bank
Min. Investment₹1,000
InsuranceDICGC up to ₹5L ✓
Suryoday Small Finance Bank
Min. Investment₹1,000
InsuranceDICGC up to ₹5L ✓
Unity Small Finance Bank
Min. Investment₹1,000
InsuranceDICGC up to ₹5L ✓
Corporate Fixed Deposits
BAJAJ Finance Ltd.
Min. Investment₹15,000
Mahindra & Mahindra FSL
Min. Investment₹10,000
Shriram Finance Limited
Min. Investment₹5,000
Bonds
Fixed-income investing, with purpose and precision.
Bonds are fixed-income instruments paying regular interest (coupon) and returning your principal at maturity. We facilitate primary & secondary bond issuances — giving you access to a wide range of opportunities.
Government Bonds
Sovereign guarantee, highest safety, stable long-term returns
State Govt Bonds
State-backed with slightly higher yields than central govt bonds
Corporate Bonds
Higher yields from top-rated companies, curated by credit quality
Bond Selection Based on Your Risk Profile
LOW RISK
Conservative Investor
Opt for high-rated bonds — AAA, AA+ or AA
Lower default risk, stable and predictable returns
Prefer secured bonds backed by assets
HIGHER RISK
Growth-Oriented Investor
Opt for lower-rated bonds — A+ and below for higher yields
Higher default risk but potentially higher returns
May consider unsecured bonds for even higher yields
Key Benefits
Why FDs & Bonds belong in every portfolio.
Stable Income
Earn predictable, regular returns you can count on regardless of market conditions
Capital Preservation
Protect your principal while earning returns — ideal for goals where safety comes before growth
Portfolio Balance
Reduce overall portfolio risk by pairing stable fixed-income instruments alongside your equity investments
Get Started
Earn steady. Sleep soundly. Invest with DhanONE.
Start with Fixed Deposits & Bonds today.
Let your money work quietly — every single day.
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